The following constitutes our opinion and should not be understood as legal advice.

1) What is the Statute of Limitations on collection accounts in West Virginia?

From the date of last activity, five years on open accounts, and ten years on written contracts.

2) How do you charge?

Straight contingency fee (percentage). No set up or up front charges.

3) What is your recovery rate?

This depends on the involved variables of the account.

3) What is the Statute of Limitations for judgement?

Ten years.

5) Do you file law suits?

No, not in West Virginia.

6) Do you use a dialer?

Yes.

7) Do you 'score' accounts?

Yes.

8) When do you begin work on the accounts?

Immediately after they are entered into our system.